HOME PROTECTION BY
MIKE HOLMES

Covered:
Forced air (gas, electric, oil)
Geothermal
Wall mounted heaters
Floor furnaces
Package units
Heat pumps
Hot water or steam circulating heat
Electric baseboard
Room heaters
Cable heat (if it's the main source of heat to your home or room)

Not Covered:
Outside or underground piping, well pump, and well pump components for geothermal and/or water source heat pump
Fuel Storage tanks
Portable units
Fireplace grain, pellet, or wood heating units (even if it’s the only source of heating)
Legally mandated diagnostic testing when replacing heating or cooling equipment.

Covered:
Direct Current (D.C.) wiring
Main breaker
Fuse panel box

Not Covered:
Audio/ Video/ Computer/ Intercom/ Alarm or Security wiring or cable
Telephone wiring
Face plates
Circuit overload

Covered:
Direct Current (D.C.) wiring

Not Covered:
Audio/ Video/ Computer/ Intercom/ Alarm or Security wiring or cable
Telephone wiring
Face plates
Circuit overload

Covered:
All parts and components

Not Covered:
Garage door
Garage door track assemblies

Covered:
Water, drain, gas, waste or vent line leaks and breaks
Permanently installed sump pumps (ground water only)
Built-in bathtub whirlpool motor, pump, and air switch assemblies
Pressure regulators
Expansion tanks
Sewage ejector pump (septic system sewage ejector pumps are not covered unless you purchase certain optional)
purchase certain optional

Not Covered:
Stoppages caused by collapsed, damaged or broken drain, vent or sewer lines outside the home’s main foundation
When lines are broken, infiltrated or topped by roots or foreign objects- even if they’re within the home’s main foundation
Caulking or grouting
Septic tanks
Water filtration/ purification systems
Holding or storage tanks
Saunas or steam rooms
Costs needed to locate or access cleanouts that can’t be found or are inaccessible, or to install cleanouts
Access through roof vents

Covered:
Faucets
Shower heads
Valves for shower, tub and diverter
Angle stops
Risers and gate valves (we use similar finishes and styles when replacement is necessary)
Hose bibs
Basket strainers

Not Covered:
Sinks
Showers
Shower enclosures and base pans
Caulking and grouting
Water filtration and purification systems
Saunas and steam rooms

Covered:
We cover all parts and components of ranges, ovens and cooktops.

Covered:
All parts and components
Sprayer arms
Inlet valve
Drain & circulation pumps

Covered:
All parts and components

Covered:
All parts and components
Drain pump
Tub bearing

2nd Fridge

Covered:
Shared equipment is covered. If equipment is not shared, then only one or the other is covered unless an additional fee is paid.
Above ground components and parts of the heating, pumping, and filtration system including:
Pool sweep motor and pump
Pump Motor
Blower motor and timer
Plumbing pipes and wiring
Plumbing and electrical

Not Covered:
Portable or above ground spas
Access to pool and spa equipment
Lights
Liners
Jets
Ornamental fountains, waterfalls and their pumping systems
Auxiliary pumps
Pool covers and related equipment
Fill line and fill valves
Built-in or detachable cleaning equipment including, without limitation, pool sweeps, pop-up heads, turbo valves, skimmers, chlorinators, and iodizers
Fuel storage tanks
Disposal filtration mediums
Heat pump
Multi-media centers
Dehumidifiers
Salt water generators and components

Covered:
Mainline stoppages that can be cleared through an existing access or clean out without excavation
The septic tank will be pumped once during the contract coverage term if the stoppage is due to septic backup
Sewage ejector pump for septic system only

Not Covered:
Broken or collapsed sewer lines outside the foundation
Stoppages or roots that prevent the effective use of any externally applied sewer machine cable
Cost of finding or gaining access to the septic tank or sewer hook-ups
Disposal of waste
Chemical treatment of the septic tank and/or sewer lines
Tanks
Leach lines
Cesspool
Any mechanical pump or systems

Sump Pump

Water Softener

Covered:
Covers all electronic items in your home (excluding cell phones)
$99 deductible per claim for any item - $2,000 per claim limit
$6,000 per year limit
Accidental Damage protection (drops, spills, cracked screens, malfunctions from drops/spills)
Mechanical Breakdown protection*

Discounted HVAC Tune-Up

Covered:
Patch or seal flashing
Replacing shingles or shakes
Repair or replacement of tiles
Repairing nail pops
Making seam repair on flat or rolled roofs
Repair of underlayment
Repair of vinyl membrane

For Heating, Cooling and Electrical Items:
For each item categorized as systems, (see the full list under "Heating & Cooling" & "Electrical Systems" above) coverage is limited per system (coverage limits shown in the table).
All service costs up to the limit per system per malfunction will be covered. If in the course of that repair service the work will cost over the limit, then you will be responsible to pay the remainder.
Other limits may apply in the case of geothermal, glycol or steam heat sourced AC or Heat units, and in the case of access through concrete. For details on these and other additional contract terms, please refer to our sample contract.